Homeowners Insurance
FLOOD INSURANCE
Well, we all just learned a valuable lesson. Who cares if you are not in a Flood Zone. Get it anyway! $250,000 Building Coverage $100,000 Contents $348 per year if you are not in anything but an X Flood Zone. It’s cheap. The only down-side is there is a 30 day wait from the day [...]
Read More..>>STATE FARM AT IT AGAIN!
State farm have requested another massive increase for their profits. Should they get it? Some reporters think they should. Think it will shake the insurance tree even more? Maybe. Are they trying to price themselves out of the market or are they positioning themselves as the Mercedes of Insurers in Florida. Should they be allowed [...]
Read More..>>Hurricane Preparedness !
It’s that time of the year again. Hurricane season officially started yesterday and the media is already selling us Floridians on the fact that we are going to get whacked again. Makes good copy, I guess. The experts say we are going to have another above average season for named storms as well as major [...]
Read More..>>Can I get Insurance on my Beachside home?
Like most of us who live beachside, there is always the worry about whether or not I can get HomeOwners Insurance on my primary or rental property.
The answer is YES. If you live in Indialantic, Satellite, Indian Harbour, Melbourne or Cocoa Beach there are several A Rated companies that will write your home.
If you were non-renewed by [...]
How to Determine if Your Home is Underinsured
If you were to lose your home in a fire, would you have enough homeowners insurance coverage to rebuild your home and replace your possessions? You’d also need a place to live while your home is being rebuilt.
Does your policy contain a Loss of Use provision that will help pay for hotel, restaurant and other [...]